First-Time Home Buyer's Guide to Federal Way & South King County

Buying your first home is one of the biggest financial decisions you'll ever make. Here's the step-by-step process I walk every first-time buyer through in the Federal Way area.

Step 1: Get pre-approved (not pre-qualified)

Pre-approval is a written commitment from a lender. In a competitive market like Federal Way, sellers won't take an offer seriously without it. I'll connect you with local lenders I trust.

Step 2: Map your budget realistically

Beyond the mortgage, factor property taxes (King County), insurance, HOA dues if applicable, and a maintenance reserve. I help my buyers understand the TRUE monthly cost.

Step 3: Explore down payment assistance

Washington State offers WSHFC programs, and many South King County buyers qualify for down payment assistance. We'll explore every option together.

Step 4: Tour smart

I curate showings to your real must-haves and tell you the truth about every property — including ones you should walk away from.

Step 5: Write a winning offer

Strategy matters. Earnest money, escalation clauses, contingencies, closing timing — all of these matter as much as price.

Ready to start?

Call or text me at (206) 790-1813 for a no-pressure first-time buyer consultation.